You'll learn how to:

• Price your work and keep track of expenses
• Resolve contract disputes
• Get all the tax benefits you're entitled to
• Work effectively with an accountant or a lawyer
• Plan for retirement

• Introduction
• Money Matters: Pricing, Billing, Collecting
  • How to Price Your Work
  • Using the Hourly Rate Approach
  • Keeping Track of Expenses
  • Billing and Collecting Payments for Your Work
• Putting It in Writing: Contracts and Beyond
  • Estimates and Contracts
  • Following through after the Contract
  • Contract Disputes
• Running and Growing Your Business
  • Setting Up Your Office
  • Working Smart
  • Getting Help
  • Growing Your Business
• Managing the Paper Chase
  • Getting Motivated
  • What Is a Record?
  • What Records to Keep and How to Keep Them
  • When It's Time to Use the Records
  • Getting Help with Record Keeping
• Drawing the Line: Business vs. Personal Finances
  • Legal Reasons for Separating Business and Personal Finances
  • Good-Sense Reasons for Separating Business and Personal Finances
  • Methods for Separating Business and Personal Finances
• Sizing Up Your Options: Corporations, Partnerships, Employees
  • Look to the Future First
  • Should I Incorporate?
  • Business Expansion: Employees, Job Sharing,
  • Subcontractors
  • Taking on a Partner
  • Hiring a Lawyer
• Taxes: Plain and Simple
  • Tax Estimating and Reporting Requirements
  • For the Do-It-Yourselfers
  • Tax-Related Issues for Contractors
  • Selecting the Right Accountant
• Insurance: Money Well Spent
  • Types of Insurance
  • Insurance to Protect Your Business
  • Insurance for Employees
  • Including Insurance Costs in Your Prices
  • Filing Claims
  • Working with an Agent or Broker
• Medical Insurance: How to Live with It
  • Basic Medical Coverage
  • Group Medical Coverage
  • Types of Medical Insurance Plans
  • Selecting the Right Medical Insurance
  • Medical Insurance and Taxes
  • Making the Best Use of Your Health Care Coverage
• Disability: Anticipating the Solution
  • Disability: A Clear and Present Danger
  • Disability Insurance
  • Other Solutions for Dealing with Disability
• Retirement Planning: Never Too Early
  • Getting Started
  • Defining Your Objectives
  • Estimating Your Future Expenses
  • Retirement Income: Putting Together the Pieces
  • Balancing Income with Expenses
  • Medical Care during Retirement
  • Retirement and Estate Planning
  • Glossary
  • Index